Non-Traditional Lending

Non-Traditional Lending

Anchor is your source for non-traditional lending. We provide non-traditional loans to grow your fix-and-flip business.


A major challenge fix-and-flip investors face is making sure they have enough capital to move quickly when they come across a lucrative deal. Whether an investor is flipping one property at a time, or has scaled up their business to have several projects on deck simultaneously, their ability to execute purchase contracts, close cash-only deals, compete at foreclosure auctions and fund construction depends on quick access to capital—and that often means finding a lender.

Avoid the Red Tape

Due to the restrictions and red tape that come with traditional lending, a fix-and-flip property typically won’t qualify for a bank loan. And, even if the property qualifies, the borrower will need to meet strict standards for credit-worthiness. Even if both the property and the borrower qualify for financing, the traditional lender will typically take 30 to 45 days to fund the loan—which can slow a fix-and-flip project down significantly and negatively impact ROI.

This is where non-traditional lending can make a huge difference for a fix-and-flip investor who is looking to leverage their cash on hand with borrowed capital. With non-traditional lending, the property serves as collateral for the loan, and the as-is condition of the property is not the determining factor for approval. A non-traditional lending institution will consider the value of the property after it is rehabbed, also known as “after-repair value” or “ARV”—and borrowers with credit challenges will find that with non-traditional lending the minimum credit qualifications are much more flexible than a traditional bank.

Of course, not all non-traditional lending is equal, and it’s important to perform due diligence when deciding on a lending partner. It is critical to choose a licensed, reputable lender with the expertise, reliability and customer service to streamline the approval process and deliver fast funding.

Anchor Loans is the number one non-traditional lending institution for fix-and-flip investors in the U.S.

Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016—with life-to-date fundings surpassing $9.90 Billion.

Anchor Loans has become the nation’s leading fix-and-flip lender by providing real estate entrepreneurs with the fastest and most reliable non-traditional lending options on the market—and by prioritizing customer service above all. When a borrower applies for an Anchor Loan, their assigned account executive, lead loan processor and loan servicing team work closely with them to streamline the application and approval process, expedite funding, provide expert project feedback and support the overall growth and success of their business.

Seamless approval process, fast funding and decades of expertise

Anticipating the needs of borrowers and creating honest, long-term client relationships is at the core of our business model. We know our customers appreciate the seamless approval process, fast funding and decades of expertise that come with Anchor financing because they return to us for multiple projects, and they often refer friends and family. In fact, more than 85% of Anchor’s customers are repeat borrowers, and more than 70% of Anchor’s new borrowers were referred by an Anchor client.

If you’re ready for your next fix-and-flip project and think you may be a good fit with Anchor Loans, we’d love to hear from you. Visit to sign up for an account in under a minute and fill out a free borrower application via a secure and user-friendly guided process. Our fast, flexible and transparent lending process can help you meet your funding needs on your fix-and-flip projects.