Multifamily

Loan Volume

$22 Billion

Loans Funded

37,000+

Founded in

1998

Repeat Borrowers

85%

Homes Constructed

53,000+

Lending in

48 States

Financing Solutions for Multifamily Developers

Multifamily development requires more than capital. It requires a lending partner that understands construction execution, market dynamics, entitlement complexity, lease-up risk, and the realities of delivering large-scale housing projects on schedule.

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Anchor Loans provides multifamily financing solutions tailored to experienced developers seeking speed, certainty, and institutional-quality execution. Our team structures loans around project fundamentals — not rigid bank processes — helping sponsors move confidently from groundbreaking through stabilization.

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Whether you are developing garden-style, mid-rise, wrap, podium, or build-to-rent communities, Anchor delivers the expertise and responsiveness sophisticated operators expect.

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Institutional-Quality Execution
Flexible Structuring
Speed & Certainty
Relationship-Driven Lending
Scalable Capital Platform
Construction-to-Stabilization Expertise

Meet Our Experts

Speak directly with our team of experienced loan originators.

Allison Whealton

SVP, Head of Western Originations

Ken Frisbie

Head of Central Originations

Dan Gushman

Head of Eastern Originations

Anchor Loans has been absolutely outstanding from beginning to end on our construction projects! After working with many lenders over the past decade, we can confidently say they are one of the best! Super fast, reliable, and incredibly convenient to work with, from the initial application to closing and every draw along the way, their transparency, responsiveness, and support truly set them apart.

Tina W.

Best in the Biz! I’ve worked with Anchor for dozens of loans and I’ve always had a smooth and easy transaction. Not only that, their competitive terms and rates are nearly impossible to beat. 10/10

Jesse B.

Anchor Loans is a well-oiled machine. My loans are always processed quickly, so that I can compete in the marketplace with cash investors. The account executives are polished and professional. They are definitely my "go to" lender.

Arlett H.

Institutional Execution at Scale

Scaling a builder platform requires more than deal-by-deal capital. We offer Institutional capital structured for long-term builder partnerships.

Let’s talk about your 2026 capital strategy.

30-day free trial

Peronalized onboarding

Access to all features

Get Started Today

Insights

From the Blog

Read All

Institutional

The Future of Build-to-Rent Is Flexible: Why Dual Exit Strategies Are Becoming Essential

March 24, 2026

The New Rules of the Capital Stack: What Builders Need to Know in 2026

February 18, 2026

Construction

Anchor Loans Launches Multifamily Lending Platform With $94.6 Million Texas Construction Financing

January 16, 2026

Loan Volume

$22 Billion

Loans Funded

37,000+

Founded in

1998

Repeat Borrowers

85%

Homes Constructed

53,000+

Lending in

48 States

Product 01

Homebuilder Production Facility

A borrowing base line of credit for production homebuilders operating a portfolio of residential projects.

Submit a Loan Inquiry

Recently Funded

$38,500,000

Knoxville, TN

Revolver

Product 02

Construction

Revolving & term financing solutions for the development and construction of for-sale and for-rent communities.

Submit a Loan Inquiry

Recently Funded

$5,670,000

Henderson, NV

Ground Up Construction

$2,812,500

Las Vegas, NV

Ground Up Construction

$6,906,036

Paradise Valley, AZ

Ground Up Construction

Product 03

Acquisition and Development

Financing solutions for land bankers or developers with entitled lots pre-sold to homebuilders.

Submit a Loan Inquiry

Recently Funded

$61,000,000

Charlotte, NC

A&D Land Bank Loan

$35,150,000

Almon, GA

A&D Land Bank Loan

Why Investors and Real Estate Professionals Choose Anchor Loans for Renovation & Fix-and-Flip Financing

Builders and investors choose Anchor Loans because we understand the execution demands of residential renovation projects. From underwriting after-repair value (ARV) to structuring rehab budgets, we provide specialized fix-and-flip financing solutions designed for experienced operators.

Renovation-Focused Underwriting

Asset-based lending aligned with ARV, scope of work, and resale strategy.

Dedicated Renovation Lending Teams

Specialized professionals who understand acquisition, rehab budgeting, and resale timelines.

Structured Draw Funding

Milestone-based disbursements designed to support disciplined renovation execution.

Reliable Institutional Capital

Private direct lender backed by a long-term institutional platform.

Anchor Loans is one of the nation’s largest private direct lenders, providing first-lien bridge financing solutions to experienced real estate investors nationwide.

Talk to a Renovation Lending Specialist

Reach out to get your next deal started today.

SFR

1 to 4 units

Loan to Cost

Up to 85%

Terms

12 to 18 months

Origination Points

1 to 2

Max Loan Amounts

Up to $20M

Rates

9.25% to 12.25%

Loan terms vary by project, borrower experience, and market.

Recently Funded Renovation and Fix and Flip Deals

Anchor Loans actively finances residential renovation and fix-and-flip investments across diverse U.S. markets. Below are examples of recently completed value-add projects funded through our bridge lending program.

$2.5M

Atlanta, GA

Fix and Flip

Single Family

$4.2M

Boca Raton, FL

Fix and Flip

Single Family

$2.1M

Hendersonville, NV

Fix and Flip

Single Family

$900K

Lake Forest, CA

Fix and Flip

Single Family

$9.4M

Nashville, TN

Fix and Flip

Single Family

$11.8M

Beverly Hills, CA

Fix and Flip

Single Family

What We Evaluate for Fix and Flip/Renovation Loan Approval

Experience

Easy pre-approval for investors with 3 or more successful flips in the last 12 months. Lifetime fix-and-flip experience also considered.

Project Details

Submit your project's purchase price, rehab costs, scope of work and estimated value of the property after repairs to receive a customized quote within 24-48 hours.

Down Payment

Depending on investor experience and the property, down payment requirements will vary.

Your FICO

Minimum 620 required, but having good credit has its perks.

Anchor Loans is a well-oiled machine. My loans are always processed quickly, so that I can compete in the marketplace with cash investors. The account executives are polished and professional. They are definitely my "go to" lender.

Arlett H.

Real Estate Investor

Best in the Biz! I’ve worked with Anchor for dozens of loans and I’ve always had a smooth and easy transaction. Not only that, their competitive terms and rates are nearly impossible to beat. 10/10.

Jesse B.

Real Estate Investor

Let's build something together

Ready to turn your property vision into a reality? Connect with us to find the best funding solution for your next project.

Your lending team is standing by when you are ready to submit a Fix-and-Flip, Construction, or Bridge loan inquiry.

30-day free trial

Peronalized onboarding

Access to all features

Support

Renovation & Fix-and-Flip Loan FAQs

What is a renovation or fix-and-flip loan?

A renovation loan is a short-term bridge financing solution used by experienced real estate investors to purchase, improve, and resell residential properties. It typically includes both acquisition financing and renovation funding.

What types of properties qualify for fix-and-flip financing?

Anchor Loans finances non-owner-occupied 1–4 unit residential properties intended for renovation and resale.

How are renovation funds disbursed?

Renovation funds are released through a structured draw process based on completed work milestones and approved scope.

How long are renovation loans?

Loan terms typically extend up to 18 months, depending on borrower qualifications and project scope.

What is ARV in fix-and-flip lending?

ARV (After-Repair Value) is the projected market value of the property after renovations are completed.

How do I start a renovation loan application?

You can apply online or connect directly with a renovation lending specialist to review your project and financing structure.

What is the difference between a bridge loan and a renovation loan?

A renovation loan is a type of short-term bridge loan specifically structured to finance both the acquisition and rehabilitation of a residential investment property. In fix-and-flip lending, bridge financing provides temporary capital that supports property purchase, renovation execution, and resale within a defined loan term.

How is Loan-to-Cost (LTC) calculated for a fix-and-flip loan?

Loan-to-Cost (LTC) is calculated by dividing the total loan amount by the combined acquisition price and renovation budget. For example, if a property purchase and renovation total $500,000 and the loan amount is $450,000, the LTC would be 90%. Maximum leverage is based on borrower experience, project scope, and market review.

Can I have multiple fix-and-flip loans at the same time?

Experienced real estate investors may qualify for multiple renovation or fix-and-flip loans simultaneously, depending on liquidity, project performance, and overall portfolio risk. Anchor Loans evaluates the full borrower profile to determine eligibility for scalable financing solutions.

Ready to Start Your Loan Application?

Submit your next deal today.

Get In Touch

Multifamily Construction Financing Built for Experienced Developers

Flexible capital solutions for multifamily developers building institutional-quality communities nationwide

Financing Solutions for Multifamily Developers

Ground-Up Multifamily Construction Loans

Build-to-Rent Community Financing

Bridge & Transitional Financing

Portfolio & Programmatic Lending

Meet Our Experts

Anchor Loans is a well-oiled machine. My loans are always processed quickly, so that I can compete in the marketplace with cash investors. The account executives are polished and professional. They are definitely my "go to" lender.

Best in the Biz! I’ve worked with Anchor for dozens of loans and I’ve always had a smooth and easy transaction. Not only that, their competitive terms and rates are nearly impossible to beat. 10/10

Anchor Loans is a well-oiled machine. My loans are always processed quickly, so that I can compete in the marketplace with cash investors. The account executives are polished and professional. They are definitely my "go to" lender.

Don’t just take our word for it

We’ve been using Untitled to kick start every new project and can’t imagine working without it. Ir's a game changer for sure.

Love the simplicity of the service and the prompt customer support. We can’t imagine working without it.

Untitled has saved us thousands of hours of work. We’re able to spin up projects and features faster.

Untitled has saved us thousands of hours of work. We’re able to spin up projects and features faster.

Institutional Execution at Scale

From the Blog

The Future of Build-to-Rent Is Flexible: Why Dual Exit Strategies Are Becoming Essential

The New Rules of the Capital Stack: What Builders Need to Know in 2026

Anchor Loans Launches Multifamily Lending Platform With $94.6 Million Texas Construction Financing

Renovation & Fix-and-Flip Loans for Experienced Real Estate Investors

Private capital financing for residential acquisition and renovation projects, structured to help you execute with confidence from purchase through resale.

Homebuilder Production Facility

Share team inboxes

Deliver instant answers

Recently Funded

$5.8M

$4.7M

$3.5M

$38,500,000

Share team inboxes

Deliver instant answers

Construction

Recently Funded

$5.8M

$4.7M

$3.5M

$5,670,000

$2,812,500

$6,906,036

Acquisition and Development

Share team inboxes

Deliver instant answers

Recently Funded

$5.8M

$4.7M

$3.5M

$61,000,000

$35,150,000

Why Investors and Real Estate Professionals Choose Anchor Loans for Renovation & Fix-and-Flip Financing

Talk to a Renovation Lending Specialist

SFR

1 to 4 units

Loan to Cost

Up to 85%

Terms

12 to 18 months

Origination Points

1 to 2

Max Loan Amounts

Up to $20M

Rates

9.25% to 12.25%

Recently Funded Renovation and Fix and Flip Deals

$2.5M

$4.2M

$2.1M

$900K

$9.4M

$11.8M

What We Evaluate for Fix and Flip/Renovation Loan Approval

Connect With Our Experts

Share team inboxes

Deliver instant answers

Manage your team with reports

Best in the Biz! I’ve worked with Anchor for dozens of loans and I’ve always had a smooth and easy transaction. Not only that, their competitive terms and rates are nearly impossible to beat. 10/10.

Anchor Loans is a well-oiled machine. My loans are always processed quickly, so that I can compete in the marketplace with cash investors. The account executives are polished and professional. They are definitely my "go to" lender.

Best in the Biz! I’ve worked with Anchor for dozens of loans and I’ve always had a smooth and easy transaction. Not only that, their competitive terms and rates are nearly impossible to beat. 10/10.

Let's build something together