About Anchor Loans

Capital That Builds More Than Projects

Partnering with builders, developers, and investors

30-day free trial
Peronalized onboarding
Access to all features
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Loan Volume
$22 Billion
Loans Funded
37K+
Founded in
1998
Repeat Borrowers
85%
Homes Constructed
53,000+
Lending in
48 States
Our Purpose

We exist to create spaces and communities that people want to call home through financing the building and renovation of homes by developers.

Share team inboxes

Whether you have a team of 2 or 200, our shared team inboxes keep everyone on the same page and in the loop.

Deliver instant answers

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Manage your team with reports

Measure what matters with Untitled’s easy-to-use reports. You can filter, export, and drilldown on the data in a couple clicks.

Connect with customers

Solve a problem or close a sale in real-time with chat. If no one is available, customers are seamlessly routed to email without confusion.

Connect the tools you use

Explore 100+ integrations that make your day-to-day workflow more efficient and familiar. Plus, our extensive developer tools.
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At Anchor Loans, we empower developers to meet America's housing needs. Our mission goes beyond providing capital - we enable the builders shaping the future of housing by offering the resources, expertise, and partnership needed to bring communities to life.

Industry Leader
Anchor Loans is the nation’s leading private, direct lender to residential real estate investors and builders, and the first to surpass $22 billion in total funding.
Established History
Almost three decades of experience has enabled us to be constant innovators and build deep client relationships.
Outstanding Relationships
More than 85% of our volume comes from repeat customers and more than 75% of new business comes from referrals.

Where Vision Meets Capital & Communities Take Shape

Built on Trust. Backed by Capital.
Focused on Your Success.

Our broad range of flexible loan products is designed to support the entire lifecycle of real estate development - from acquisition and construction to stabilization and exit. Whether you're building single-family homes, developing land, or expanding a multifamily portfolio, we offer tailored financing solutions backed by decades of industry experience and a deep understanding of the market.
What sets Anchor apart is our dedicated, solutions-driven teams. Every client benefits from our collaborative approach, personalized guidance, and a relentless focus on delivering results. We are not just lenders - we’re strategic partners invested in your success. Our experienced professionals bring clarity, speed, and certainty to every transaction, supported by a reliable capital base and a proven process that gets deals done efficiently.
As we grow our leadership in the homebuilding, land development, and multifamily sectors, our mission remains clear: to help create spaces and communities people call home. Backed by a rock-solid process and the reliability of institutional capital, Anchor Loans is your partner for today - and your advantage for what’s next.
Our Team

Leadership with Vision and Experience

We are a team of people who care deeply about transformation - for our clients, for the neighborhoods they build, and for the families who move in when the job is done.
Ray Mathoda
Chief Executive Officer
Tim Landwehr
Chief Revenue Officer RTL
JP Ackerman
Chief Revenue Officer Institutional
Paul Stockamore
Chief Lending Officer
Courtney Jacobson
Chief Originations Operations Officer
Jim Fraser
Chief Servicing Officer
Kedar Sathe
Chief Information Officer
Pouyan Zivari
Chief Legal Officer
Josh Goverman
Chief Financial Officer

The Anchor Difference

Pricing that Rewards Experience
Consistent, competitive, risk-based pricing for seasoned real estate investors.
Customizable Loans
From smaller projects to large and complex deals, our flexible programs were created to accommodate higher price points and unique situations.
Expert Teams
Your dedicated Anchor team knows your business and is always up to date on your deals.
Tech-Driven
Our advanced technology platform uses AI and machine learning to value, manage and service our loans and assets.
Reliable Funding
Backed by decades of experience, we provide dependable capital to fund your project on time, every time.
Efficient Draw Process
Draw request approval in 3 to 5 days. Once approved, funds are typically received within 24 hours.
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Careers at Anchor Loans

We're always looking for talented mortgage and real estate professionals to join our team. Check out our current job openings and come join the Anchor family!
30-day free trial
Peronalized onboarding
Access to all features
Explore Our Current Opportunities
Fort Lauderdale, Florida — Broward County

Private Real Estate Loans for Fort Lauderdale Investors

Fast, flexible private capital for fix-and-flip, construction, bridge, and rental deals across the South Florida / Broward County market.

Close in

<5 days

Up to

85% LTC

Loans up to

$20M

Rates from

9.25%

Min FICO

620
$22
B+
Loan volume funded nationally
37K
+
Loans funded since 1998
85
%
Repeat borrower rate
Demo
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Market Overview

Fort Lauderdale

Real Estate 2026

$540K
B+
Median home price (2026)
+6.8%
B+
YoY price appreciation
1.9M
B+
Metro population
Why
Fort Lauderdale

South Florida's Waterfront Renovation and Short-Term Rental Investment Market

Fort Lauderdale and Broward County offer investors a South Florida opportunity at a relative discount to Miami, with strong waterfront renovation premiums, a booming short-term rental market, and significant new construction activity in western suburbs. Proximity to Miami makes Broward a natural overflow market for both investor capital and end-user buyers.
Waterfront Renovation Premium
Waterfront and boat-access properties in Fort Lauderdale command significant renovation premiums at resale.
Short-Term Rental Demand
Broward's coastal proximity and entertainment market sustain strong Airbnb and VRBO income potential.
Miami Overflow Market
Investors and buyers priced out of Miami are driving appreciation across the Broward market.
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Loan Programs

Financing Built for Fort Lauderdale Investors

Waterfront renovation in Lauderhill, new build in Coral Springs, or a short-term rental play along the Broward coast - Anchor has the structure for every South Florida deal type.

Fix & Flip

Acquire and renovate Fort Lauderdale properties quickly. Ideal for investors targeting Fort Lauderdale's highest-velocity renovation neighborhoods with strong ARV upside.
Property Type
SFR · 1–4 Units
Loan-to-Cost
Up to 85%
Term
12–18 Months
Max Loan
Up to $20M
Rate
9.25% – 12.25%

Ground-Up Construction

Build new single-family homes or small subdivisions in Fort Lauderdale's fastest-growing corridors. Flexible draw schedules keep your project on schedule.
Property Type
SFR · Townhome
Loan-to-Cost
Up to 85%
Term
12–18 Months
Max Loan
Up to $20M
Rate
9.25% – 12.25%

Bridge

Seize time-sensitive Fort Lauderdale acquisitions, recapitalize finished assets, or bridge to permanent financing while stabilizing your next deal.
Use Case
Acquisition · Recap
Loan-to-Cost
Up to 85%
Term
12–18 Months
Max Loan
Up to $20M
Rate
9.25% – 12.25%

Rental Portfolio (DSCR)

Scale your Fort Lauderdale rental portfolio with cash-flow-based lending. No W-2 required - qualify on the property's income. Ideal for buy-and-hold investors.
Property Type
SFR · Multi-Family
Qualification
Cash Flow Based
Term
30-Year Option
Max Loan
Up to $20M
Rate
Market-Based

Land Acquisition & Development

Fund entitlement and horizontal development to deliver lots for Fort Lauderdale's undersupplied new home pipeline. A&D and land banking strategies supported.
Property Type
Raw · Entitled Land
Use
A&D · Land Bank
Term
Flexible
Max Loan
Up to $20M+
Rate
Quoted Per Deal

Multi-Family Value-Add

Reposition Fort Lauderdale apartment buildings in high-demand submarkets. From duplex acquisitions to 8-unit repositioning plays - fund value-add at the speed you need.
Property Type
5+ Units
Loan-to-Cost
Up to 80%
Term
12–24 Months
Max Loan
Up to $20M
Rate
9.25% – 12.25%
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The Anchor Advantage

Why Fort Lauderdale Investors Choose Anchor

Broward County offers the South Florida opportunity at a relative discount to Miami - and the window to capture it is shrinking. Anchor gives Fort Lauderdale investors the speed to act before prices converge.

01

Close in Days, Not Months
Fort Lauderdale deals move quickly as Miami overflow accelerates. Our direct lending model delivers closings in as few as 5 business days - so you capture the deal before pricing normalizes.

02

No Income Verification
We lend on the deal's strength, not your tax returns. Self-employed? Foreign national investor? Marine industry professional? Anchor can work with your structure.

03

Dedicated Fort Lauderdale Loan Team
Work with specialists who understand Broward County permitting, waterfront regulations, flood zone considerations, and the submarket comps that drive South Florida deal values.

04

Fast Draw Turnarounds
Speedy draw disbursements keep your Fort Lauderdale project on schedule and your contractors paid. No delays that kill momentum on time-sensitive waterfront renovation projects.

05

Scale With Your Success
85% of Anchor borrowers come back for their next deal. As your Broward portfolio grows, so does your credit line and borrowing power. We scale with you.

06

Direct Lender - No Middlemen
Anchor is the lender, not a broker. Faster decisions, transparent pricing, and no third-party fees buried in your term sheet. What you see is what you get.
Simple Process

Fund Your Fort Lauderdale Deal in 4 Steps

We've streamlined everything so you spend less time on paperwork and more time closing deals across Broward County's high-activity investment market.
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01

Submit Your Deal

Complete our quick intake form with the Fort Lauderdale property address, purchase price, rehab budget, and estimated ARV. Under 5 minutes to complete.

02

Receive a Custom Quote

Your dedicated Fort Lauderdale loan officer reviews your deal and sends a full term sheet in 24-48 hours. No hidden fees - fully transparent from day one.

03

Underwriting & Appraisal

We order a fast appraisal and work through underwriting proactively. Expect real communication from a real person, not a ticket queue.

04

Fund & Close

Sign your docs and receive funding - often within 5 business days. Your Fort Lauderdale deal is closed and renovation can begin the same week.
Qualifications

What You Need to Get Approved

Our approval criteria are straightforward and designed with the experienced Fort Lauderdale investor in mind:

Investor Experience

Easy pre-approval for investors with 3+ successful flips in the past 12 months. Lifetime experience across all markets is also considered for Fort Lauderdale deals.

Project Details

Provide purchase price, rehab budget, scope of work, and estimated after-repair value. We return a custom Fort Lauderdale quote within 24-48 hours.

Down Payment

Down payment requirements vary by investor experience and property profile. We work with you to structure the deal that maximizes your Fort Lauderdale return.

Credit Score (FICO)

Minimum 620 required. Better credit opens lower rates and more flexible structuring. A strong FICO can meaningfully improve your Fort Lauderdale deal economics.

Check Your Fort Lauderdale Deal Eligibility

Use our free screener to find out if your Broward County project qualifies - in minutes, with no commitment required.
→
Instant eligibility feedback
→
No hard credit pull
→
All Fort Lauderdale loan programs covered
→
Takes under 3 minutes
→
Speak to a loan officer immediately
Run My Deal Screener →
Use our free screener to find out if your Broward County project qualifies - in minutes, with no commitment required.
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