New Construction Loans

New Construction Loans

Tear-Down & Ground-Up Construction Loans Tailored to Your Project




New Construction Loans At A Glance:

SFR, 2-4 Units, MFR

Up to 80% Loan-To-Cost

6-12 Month Terms with Extension Options

$50k Minimum Loan – No Maximum Loan Amount

Pay interest only on construction funds drawn (on qualifying holdback amounts)

Interest Reserve available

About the Loan

A new construction hard money loan can be used to finance the acquisition and construction of real estate properties. Anchor Loans can quickly fund your next construction project with speed, ease, and reliability.

We review new construction loans on a case-by-case basis. Please don’t hesitate to contact us with any questions.


Find Your Rates – Over $8 Billion in Loans to Real Estate Investors


With the ability to lend in 46 states and D.C., we finance the acquisition or the refinance of fix-and-flip properties. In addition, Anchor will provide new construction financing in selected areas.

Take a look at the map to see where we’re making our mark. Don’t see a state you’re interested in? Give us a call and we’ll see what we can do to accommodate your needs.


Gain a business partner
not just a lender


Get funding in as little as 5-10 days


Structured loans tailored to your needs


The best service & trusted since 1998



The essentials for approval.



We review each construction project on a case-by-case basis. Prior experience with new construction projects or considerable fix-and-flip experience is preferred for this loan. Contact a member of our team today to see if you can qualify.

Down Payment

Investors should come in with 20% or more of the total cost.



We’re not credit driven, but having good credit still has its perks. Contact your loan rep today for more details.

Cash Reserves

Investors should have proven cash reserves for down payment, construction overages and monthly payments.


Anchor Process


You can complete our application in as little as 10 minutes. Rates and terms are dependent on your application. The more information you provide, the more options we can provide you with. Create An account


Send us your deal specifics, purchase contract, and transaction documents. We’ll sort out the rest. Tell us about your next project


Once you approve the terms, loan docs are signed, and escrow is ready to close, we fund and wrap up the deal. You’re officially an Anchor investor.


Stacey C.:

I feel like I found my dream team at Anchor. I have five projects with them and closing on two more in the next couple weeks. They have been responsive and helpful with helping create a smooth flow.

Tom G.:

I would recommend Anchor Loans to any investor who needs a hard money lender that can get the job done and get it done right.

Sean H.:

They are quick, always have money and had institutionalized the hard money lending business. Mellissa and Lance have been a pleasure to work with!


From the Investors Blog