Equal Credit Opportunity Act (ECOA)

Equal Credit Opportunity Act Disclosure

The Anchor family of companies, which includes Anchor Loans, LP and Anchor Nationwide Loans, LLC, value you and your business. It is our hope that we are able to provide you with the financing you have requested. However, in case we are unable to, we would like to advise you of certain rights.

If your application for a mortgage loan is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact Jennifer Apodac, loaninquiry@anchorloans.com, 112 S Lakeview Canyon Road Suite 200, Thousand Oaks, CA 91362, 310-395-0010 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement.

Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Los Angeles Regional Office, 10877 Wilshire Blvd., Suite 700, Los Angeles, CA 90024.

We are required to disclose to you that you need not disclose income from alimony, child support or separate maintenance payment if you choose not to do so. Having made this disclosure to you, we are permitted to inquire if any of the income shown on your application is derived from such a source and to consider the likelihood of consistent payment as we do with any other income on which you are relying to qualify for the loan for which you are applying.