Borrower Credit Authorization

Borrower Credit Authorization

The undersigned has applied for a mortgage loan with Anchor Loans, LP and/or Anchor Nationwide Loans, LLC (collectively, “Anchor”) as a borrower, as an authorized representative of a borrower or as a guarantor for a mortgage loan (“Loan”). In applying for the Loan, a loan application was completed containing information regarding the purpose of the Loan, the amount applied for, employment and income information, and assets available. I/We certify that no misrepresentations have been made, no pertinent information has been omitted, and all of the information is true and complete.

The undersigned fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this Loan, as applicable under the provisions of Title 18, United States Code, Section 1014.

The undersigned hereby authorizes Anchor, and any investor to whom Anchor may sell the Loan, to obtain a credit history report and/ or a background report from one or more credit reporting agencies. Such information includes, but is not limited to, employment history and income; bank, money market, and similar account balances; credit history; and copies of income tax returns.

Anchor maintains the confidentiality of private information gathered from loan applications such as information regarding the purpose of the loan, the amount applied for, employment information, and assets available. Your information is not shared with non-affiliates (companies outside our organization) for any type of marketing purpose.

However, please be informed that in the nature of mortgage lending, it may become necessary for Anchor to share your information with a third-party lender to secure additional financial resources for your loan.

A copy of this authorization may be accepted as an original.

As evidenced by signing below, I/we certify that the above statements are understood and agreed to.